PEARTH is a micro lending company that specializes in SSS pension loans, as well as loans to GSIS pensioners, OFWs, and seamen. The company also offers institutional salary loans to employees of partner companies, small business loans, and food cart franchise loans.
The mission of PEARTH is simple: To offer its clients speed and convenience in borrowing money. No complicated steps, no catches, no traps. We wish to make borrowing easy, painless, and accessible. Consistent to our corporate slogan, "Super dali," and fully aware of the needs and demands of our customers, our goal each day is approve loan applications and release the funds to our borrowers as quickly and as hassle-free as possible.
From its humble beginnings in Bacolod in 2008, the company has now blossomed into a nationwide network of 30 company-owned branches and has recently started franchising its business, with the first franchise already fully operational in Sta. Cruz, Laguna. It has one headquarters, Located at B2 Pace Building, 2nd St, Bacolod, 6100 Negros Occidental. PEARTH now serves more than 2,000 customers in 7 provinces.
Aligned with its corporate mission of serving the community through responsible lending, PEARTH also conducts regular medical missions in towns and municipalities where it operates. PEARTH provides free medical check-ups and consultations to communities, particularly the elderly, to whom the company’s mission is primarily dedicated.
Loan granted to legitimate SSS pensioner recepient of monthly pension either thru Retirement, Surviving Dependent, Partial or Permanent Disability.
Short term loan provided to borrowers based on salary. Salary loans must be paid on the next payday depending on the terms. Salary loans are granted to pay for personal expenses such as home repairs, family expenses, medical expenses, utilities, or used for emergencies.
A loan granted to Overseas Foreign Workers (OFW) to help their families in crisis such as payment for tuition fees, or emergency funds in case the OFW is late in sending money home.
Money service delivery to loved ones abroad.
A loan granted to a pensioner or a receiver of a monthly pension from the Social Security System (SSS). He/she must be the recipient of the SSS benefit for senior citizens.
Short term loan provided to borrowers based on salary. Salary loans must be paid on the next payday depending on the terms. Salary loans are granted to pay for personal expenses such as home repairs, family expenses, medical expenses, utilities, or used for emergencies.
A loan granted to Overseas Foreign Workers (OFW) to help their families in crisis such as payment for tuition fees, or emergency funds in case the OFW is late in sending money home.
Money service delivery to loved ones abroad.
Our clients are mainly Pensioners who wish to borrow money for immediate needs or to finance a business they wish to start or maintain. We also cater to small business owner who need short term bridge financing to help the Cash Flow of the Business.
Recently we have catered to OFW, and GSIS borrowers, users of remittance services to transfer funds. Part also now offers outsourced salary loan facilities to enable companies to provide this benefit for their employees.
B2 Pace Building, 2nd St, Bacolod, 6100 Negros Occidental
Accounting: 432-0957 / 700-4853
Marketing: 432-1037 / 707-2526